Rates & Insurance


Please contact Dr. MacKay for current rates if you do not have health insurance coverage, or if you prefer to pay out of pocket.


Depending on your current health insurance plan or employee benefit plan, it is possible for services to be covered in full or in part. Please contact your health insurance plan to verify how your plan compensates you for psychotherapy services.

Questions to ask your insurance plan:

  • Does my health insurance plan include mental health benefits?
  • Do I have a deductible? If so, what is it and have I met it yet?
  • Does my plan limit how many sessions per calendar year I can have? If so what is the limit?
  • Do I need written approval from my primary care physician in order for services to be covered?

Dr. MacKay currently accepts the following insurances:

  • Medicare
  • Aetna
  • Beacon Health Options
  • Blue Cross/Blue Shield (Florida Blue)
  • Cigna
  • Humana Medicare and Commercial (not Medicaid)
  • Magellan Healthcare
  • United Health Care


Dr. MacKay accepts cash or checks as forms of payment.

Cancellation Policy

If you are unable to keep your appointment, please make sure you cancel at least 24 hours in advance. Otherwise, you will be charged for the full rate of the session.

Any Other Questions

Please contact Dr. MacKay for any additional questions you may have.

You can always reach out here or email Dr. MacKay directly.